Holiday Gift Giving

One of my favorite things about Christmas is the giving and receiving of gifts. It becomes a race among family members on Christmas morning to see who can be the first to reach the tree and begin rummaging through the piles of gaily-wrapped packages.

Many people have learned there are many benefits in doing their shopping early, while others wait until the day after Thanksgiving to begin and to take advantage of the holiday sales. With a little bit of foresight and planning, no one but the employees have to be at the mall in December (and you can still take advantage of sales), unless of course Christmas isn't Christmas unless you're just beginning your shopping at 4:00 P.M. on Christmas eve.

No matter what kind of shopper you are, you may find some ideas here that will help make your holiday shopping a pleasant (and fun) experience as well to help you keep your budget under control.